10 Reward Credit Cards Worth Your Attention

Credit card rewards can be pretty confusing because they vary so much. With different earning rates, reward types, and conditions for earning and redeeming points, finding the right card can be tricky. Picking the wrong card might mean missing out on great rewards or even losing potential money. Here’s a list of our top 10 reward cards.

CHASE SAPPHIRE PREFERRED CARD
This card is a great choice, especially if you spend a lot on travel and dining. It offers generous rewards, flexible redemption options, and comes with a reasonable annual fee. Plus, it offers a big sign-up bonus and travel perks, making it even more attractive.

Pros:
– Great rewards in several spending categories
– Useful travel and shopping protections

Cons:
– Annual fee
– No introductory APR offer

AMERICAN EXPRESS PLATINUM CARD
Ideal for regular travelers wanting luxury perks, this card offers a range of travel amenities, airport lounge access, and various ways to earn Membership Rewards points.

Pros:
– Excellent bonus categories
– Wide range of transfer partners
– Luxury perks

Cons:
– High annual fee
– Complicated reward system
– Requires good to excellent credit

CAPITAL ONE VENTURE REWARDS CREDIT CARD
The Capital One Venture Card is a standout among travel cards. You earn between 2 to 5 miles per dollar spent, plus a big bonus of 75,000 miles when you spend $4,000 in the first three months. Its simple rewards system makes it competitive with other top cards.

Pros:
– Bonus categories
– Rewards that don’t expire

Cons:
– Annual fee
– Requires excellent credit

DISCOVER IT CASH BACK
This card is great for those who can keep track of the 5% rotating categories and spending limits each quarter. It offers solid rewards beyond the usual 1% rate, all without an annual fee.

BANK OF AMERICA PREMIUM REWARDS CREDIT CARD
This card is a good option for frequent travelers who want flexible rewards, especially for existing Bank of America customers with large balances. It offers a strong rewards program, airline fee credits, and other travel benefits.

WELLS FARGO ACTIVE CASH CARD
This card gives you 2% cash back on purchases with no annual fee.

HILTON HONORS AMERICAN EXPRESS SURPASS CARD
Perfect for those who often stay at Hilton hotels, this card offers high rewards on Hilton purchases along with several benefits.

CHASE FREEDOM UNLIMITED
This card is a strong contender among cash-back options with its straightforward rewards program and valuable bonus categories, all with no annual fee.

SOUTHWEST RAPID REWARDS PREMIER CREDIT CARD
The Southwest Rapid Rewards Premier Credit Card is great for frequent Southwest flyers, offering bonuses and rewards tailored to their needs.

Before picking a credit card, it’s important to think about your spending habits, preferences, and financial goals to find the best match for you. Always check the latest details on the credit card issuer’s website, as terms, conditions, and rewards can change.