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banking

Exploring Offset Mortgage Providers

Offset mortgages are gaining popularity, now making up 10% of new mortgages, mainly due to their flexible repayment options and convenience. These mortgages work by applying interest only to the remaining loan amount after subtracting any savings held by the borrower. These mortgages are particularly beneficial for those who have saved at least 8% of …

fitness

Strategies to Enhance Feel-Good Emotions

Everyone has their own unique relationship with exercise. Some people genuinely enjoy it, while others see it as a necessity or dread it. Often, we’d all rather be doing something else than working out. Finding motivation can be challenging for everyone at times, but it’s especially tough for those who dislike exercise. Struggling to motivate …