Empowering Your Life, Elevating Your Wealth
Dieting can be exhausting and stressful, with us worrying about every single calorie we consume. Most dieting articles don’t help much either, often focusing on what not to do instead of giving positive advice. This kind of negativity isn’t useful. Most people end up making drastic changes they can’t stick to for long. Here are …
The average American spends about 42 minutes a day shopping, while dedicating only 35 minutes to socializing. This information comes from the “American Time Use Survey” by the U.S. Bureau of Labor Statistics, which looks at how people over 15 years old spend their time throughout the year. Interestingly, socializing tends to become more prominent …
Managing multiple debts can feel overwhelming and almost impossible to tackle. You might wonder which debts to focus on first or what strategy is best. This is where debt consolidation can be useful. Debt consolidation involves combining all your debts into one manageable balance through a personal loan. There are various ways to consolidate your …
Cognitive-behavioral therapy, or CBT, helps people understand the link between their thoughts, behaviors, and feelings. This kind of therapy involves a partnership between the patient and the therapist as they work together towards healing. CBT is used to treat a variety of issues, including panic attacks, anxiety, PTSD, insomnia, depression, OCD, and addiction. It’s a …
Improving your credit score is a smart financial decision, especially if you’re planning to buy a house, finance a car, or get a loan with better rates. Credit cards are often used to build credit, but they’re not suitable for everyone due to personal preferences or eligibility issues. This is where credit-building loans come into …
Discover has ended its “Secure Online Account Numbers” program, which let customers use temporary debit card numbers for safer online shopping. This service, designed to help those worried about using their real credit card info online, was stopped on September 8. Discover notified its customers through email about this change. Reports from places like The …
Credit card debt can really throw a wrench in your financial life, often causing bigger money problems down the road. High interest rates and only making minimum payments can make it seem like you’re not getting anywhere with your debt. But if you use the right tactics and make a good plan, you can potentially …
Choosing the perfect rewards credit card can be a bit overwhelming with so many options out there. These cards differ in how they give rewards, the kinds of rewards they offer, and the rules for earning and using them. Picking the wrong one could mean missing out on great benefits or savings. Here are our …
Most of us have a general idea of what goals are—something we aim to achieve. According to Merriam-Webster, a goal is “the end toward which effort is directed.” That seems straightforward enough, but with social media and internet culture, words like “goals” can take on whole new meanings. So, what do “goals” mean today? As …
If you find budget-friendly gifts under $50 just don’t cut it, you might lean towards being a generous spender. But, with the way the economy is this year, you might need to reconsider your options a bit. Don’t worry—these gift ideas are all under $100 and will still let you maintain your reputation for giving …