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banking

Exploring How Interest Rates Work

Mortgage lenders often make their interest rates highly visible, but they rarely explain how these rates work. For instance, let’s say you take out a 30-year mortgage for $200,000 with a 7.5% interest rate. This would result in a monthly payment of about $1,400. But where does that 7.5% rate come from? Simply put, it’s …

fitness

The Science Behind Adaptogens: How They Influence Your Well-being

If you haven’t heard about adaptogens yet, you probably will soon. These substances have been around for ages, but until recently, they’ve mostly been known within traditional Indian and Chinese medicine. Nowadays, adaptogens are popping up everywhere, in various products and recipes promoted by vloggers, bloggers, and Instagram influencers. So, the big question is: do …