Empowering Your Life, Elevating Your Wealth
To make paying off your debts easier, you might want to think about debt consolidation. This means you get one big loan to pay off a few smaller ones. The main benefit here is that you only have one payment to worry about, often with just one interest rate, instead of multiple payments. This convenience …
During challenging times, like a pandemic, many of us, myself included, experience increased stress and anxiety. These feelings can be quite overwhelming, but it’s important to remember that they will eventually pass. To help manage stress, depression, and anxiety, I’ve put together some practical tips. One thing I really enjoy is journaling. It provides a …
Has life gotten more expensive? It sure feels like it has. In recent years, the cost of many household items and services has shot up. Let’s look at some of the most common expense hikes and how you can manage them. **Sports Equipment** The price tags on sports gear have climbed surprisingly high. Take a …
We’ve all heard about the problem of obesity, but why haven’t we made much progress in tackling it? This article looks into why obesity is so common in our society and what we can do to address it. In 2016, the British medical journal, The Lancet, conducted a comprehensive survey on obesity research over more …
About 7 or 8 years ago, I decided to say goodbye to cable TV just as streaming services like Netflix and Hulu were getting popular. Now, you’re spoiled for choice with various streaming platforms available for a small monthly fee. It’s a great way to save money, but if you love live sports or cable-exclusive …
With the market’s unpredictability, it’s easy to want to keep all your money in a savings account. This is especially true for millennials, who tend to be more hesitant about stock market investments than previous generations. Still, avoiding investments out of fear means missing out on the benefits of compound growth and potential financial gains. …
When you’re out shopping, chances are you’ve been asked to join a store’s loyalty program. These aren’t the same as store credit cards but are programs that reward you for shopping there regularly. Loyalty programs come in different styles. There are punch cards that give you something free after a certain number of purchases, points …
Recent research by the National Center for Biotechnology Information reveals that a lack of sleep does more than just make you groggy and irritable. It can mess with the hormones that control your appetite, leading to an increased desire to eat more calories, which can eventually cause weight gain and even obesity. Ever notice how …
Picking the right credit card can be confusing due to different earning rates and redemption rules, but choosing a top reward card can offer significant benefits and cash back. Here’s a look at 10 of the best options: **Chase Sapphire Preferred Card** This card is a great choice for those who spend frequently on travel …
Recent research suggests that if an average smoker quits at around 20 years old, they might easily become a millionaire by retirement. Paul Claireaux from the Investor’s Chronicle highlights that investing £7.60 per day (what you’d spend on a pack of cigarettes) into retirement funds from age 20 could grow to about £1 million by …