Having a bank account is a given for most people in the U.S., and there are plenty of benefits to it beyond just safe money storage, credit cards, and loans. Many banks offer other free resources that you might not even know about. Your bank often serves as your first stop for learning about managing …
If you’ve been constantly low on funds or have bounced a few too many checks, you might be flagged in ChexSystems. Banks use this database to keep track of customers who haven’t managed their accounts well or are behind on payments. So, if you’ve messed up with one bank, opening an account at another might …
Recent data shows positive trends in the mortgage market, with a notable increase compared to the same time in 2011. The Council of Mortgage Lenders reported that gross mortgage lending last month reached £10.2 billion, a rise from April 2011’s £10 billion. Although this was slightly less than March’s impressive £12.6 billion, it’s clear that …
Small businesses often need extra cash to help them grow, and that’s where alternative lenders come in. They provide the necessary funds that start-ups and even established companies need for things like buying equipment or expanding operations. These lenders fill in the gaps left by bigger banks, which usually aren’t interested in smaller loans. Alternative …
In today’s world of low-interest rates and uncertainty in the banking industry, many people are looking for new financial opportunities. Aurora Bank is one option that stands out. They are actively seeking new customers and offer competitive returns on their accounts. If you’re looking for a high-yield account for your emergency savings, Aurora Bank could …
If you’re someone with substantial wealth, ordinary financial institutions may not meet your needs for managing your money. You’ve worked hard to build your wealth, so it makes sense to bring in a prestigious private bank in Illinois to help manage and grow it. These banks offer services specifically designed for people like you, providing …
Not too long ago, I received a worrying message from my bank saying that my account had a negative balance, which, of course, resulted in an overdraft fee. Has this ever happened to you? It’s surprising how often this occurs, even when we think we have our finances in check. According to the Consumer Financial …
Discover has ended its “Secure Online Account Numbers” program, which let customers use temporary debit card numbers for safer online shopping. This service, designed to help those worried about using their real credit card info online, was stopped on September 8. Discover notified its customers through email about this change. Reports from places like The …
Non-profit financial organizations designed for your benefit Even though millions of Americans belong to credit unions, there’s still a lot of confusion about what they actually are. Quick Guide Credit unions are non-profit financial cooperatives that serve groups sharing a common bond, like employees of a certain company, members of an association, or residents of …