credit-and-loans

Choosing the right rewards credit card can feel overwhelming with so many options out there. Each card offers different types of rewards and redemption options. If you don’t choose carefully, you might miss out on valuable perks or cash rewards. Here, we’ve highlighted our top 10 rewards credit cards for you to consider. 1. **Chase …

Picking the right rewards credit card can be a bit challenging because they vary so much in how you earn points, the types of rewards you get, and the rules attached. Picking the wrong one could mean missing out on some nice perks and extra cash. Here’s a rundown of our top 10 picks for …

Payday loans have built up a bad reputation over the years, which led the Financial Conduct Authority (FCA) to tighten its rules in April 2014, followed by more regulations from the government in January 2015. These steps were taken to make sure payday lenders are more transparent. The need for such regulations is clear, considering …

A credit card can be a helpful financial tool, offering easy access to purchases when you need them. Many credit cards come with rewards programs that let you earn cash back or get free items. With the right program, you might even score free travel or receive checks from time to time. However, it’s crucial …

Believe it or not, your credit score is really important. It can affect your job opportunities, how much interest you pay on a loan, and even if you can get a loan at all. Since the Great Recession and the housing market slump, getting a loan has become tougher. A FICO score of 650, which …

Credit card debt is a big challenge for many people, mostly because of high interest rates and limited payment options that can cause a lot of financial stress. However, by being smart with your strategies and taking action, it’s possible to significantly reduce or eliminate credit card debt within a year. Even though the year …

This article is brought to you by Michael from CreditCardForum.com, where the focus is on discussions about credit cards. Michael specializes in reviewing and ranking the best cash back credit cards and today, he wants to help us understand how credit card rewards programs work. Back in the 1970s and 1980s, rewards from credit cards …

A Home Equity Line of Credit (HELOC) allows homeowners to borrow money using the equity in their home as collateral, much like a second mortgage. It’s helpful to compare a HELOC with a home equity loan. A home equity loan lets you borrow a fixed amount using your home equity as collateral. Both options use …

If you’ve been following the news over the last four years, you’ve probably noticed how significantly bank loans to individuals and businesses have decreased. Despite trying various tactics to boost credit availability, getting loans from traditional banks feels harder now than ever. As a result, both businesses and consumers are turning to different financial sources, …

Accumulating debt is something that just about anyone might experience at some point in their life. One of the toughest parts about being in debt is falling behind on paying it back. Have you ever found yourself trying to work things out with people or companies trying to collect a debt from you? When debt …