The Platinum Card® from American Express is designed for those who enjoy luxury and great travel perks. With a $450 annual fee, it offers a range of benefits. There’s no annual percentage rate (APR) since you need to pay off the total balance each month. You earn at least one point per dollar on every …
Picking the right rewards credit card can be a bit challenging because they vary so much in how you earn points, the types of rewards you get, and the rules attached. Picking the wrong one could mean missing out on some nice perks and extra cash. Here’s a rundown of our top 10 picks for …
A credit report is like a snapshot of your financial life. It keeps track of how you’ve managed credit in the past and where you stand with your current credit accounts, including your payment history and other activities. But the big question is: how often do you check your credit report? Most people have more …
Choosing the best rewards credit card can be tricky with all the options out there, different ways to earn points, and the variety of rewards offered. If you don’t choose wisely, you might miss out on benefits or extra cash. Here’s a look at our top 10 picks for rewards credit cards. **Chase Sapphire Preferred …
Nowadays, with so many credit card options out there, it can be confusing to figure out where to start. You have everything from low-interest rate cards to cash-back rewards, and even cards specially made for students or business travelers. But don’t worry, finding the right card for you isn’t as hard as it seems. It …
There are many rewards credit cards out there, each one having its unique rewards rate, type, and rules for earning or redeeming points. Picking the right card is important because you could miss out on benefits or extra cash otherwise. Here are our top 10 rewards cards: 1. **Chase Sapphire Preferred Card** The Chase Sapphire …
Choosing the right rewards credit card can be a bit confusing since there are many options with different perks, earning rates, and redemption rules. Missing out on the best card for you could mean not getting valuable benefits or cash savings. Here are our top 10 picks for the best rewards credit cards: 1. **Chase …
Credit card debt is a big issue and can really put people in tough financial spots. High interest rates and obligatory minimum payments make it hard to feel like you’re getting anywhere in ditching your debt. But with some smart tips and a proactive plan, you can knock out your credit card debt in just …
If you’re falling behind on your bills or someone mistakenly assumes you are, you might hear from a debt collector. The Federal Trade Commission (FTC) ensures that the Fair Debt Collection Practices Act is followed, which means debt collectors must avoid using abusive, unfair, or deceitful tactics. The law defines a debt collector as anyone …
After more than three years, student loan payments are back on. Starting September 1st, interest on federal loans will start accumulating again, and regular monthly payments will be required from October. So, have you put a plan in place to handle your student loans? Many people feel worried about fitting these payments back into their …