credit-and-loans

Credit card debt can be a huge burden, causing financial headaches for many people. High interest rates and minimum payments can feel daunting, but with smart planning and some helpful tips, you can aim to pay off your credit card debt within a year. Even if some months have already passed, you can still make …

Starting to build credit is a crucial milestone as you step into adulthood. Think of credit as your financial passport—it’s what helps you secure loans, buy a car, rent an apartment, or make significant financial decisions. It gives lenders and landlords a picture of your financial responsibility. But here’s the catch: if you’re just turning …

A Home Equity Line of Credit, or HELOC, lets homeowners borrow money by leveraging the value of their home. It’s like having a second mortgage, with your original mortgage still being the primary claim on the house. If you’re trying to decide between a HELOC and a Home Equity Loan, here’s what you need to …

A Home Equity Line of Credit (HELOC) lets homeowners tap into their home’s value, using it as collateral. It works a bit like a second mortgage, operating as a line of credit. If you’re weighing a HELOC against a Home Equity Loan, there are some key differences to consider. A Home Equity Loan provides a …

Feeling anxious because of financial issues and got declined by Speedy Cash? Don’t worry—you have other ways to get the funds you need. There are several Speedy Cash alternatives that could be perfect for you, even if you have bad credit or are looking for a more flexible lending option. Let’s explore these four alternatives. …

Credit card debt is a big problem that causes financial stress for many people. The combination of high-interest rates and small payments can feel overwhelming. But with the right advice and a solid financial plan, you can tackle credit card debt in a year. Even with the year nearing its end, you can still make …

Sorting through the vast array of rewards credit cards can be quite a challenge because of the different types, earning rates, rewards, and the unique rules they come with. If you don’t choose carefully, you could miss out on some fantastic perks and extra cash benefits. To help you out, we’ve lined up the top …

If you’re thinking about going for a graduate degree, you’ve probably considered using student loans to help cover the costs. It’s important to seriously weigh whether taking on debt for your education is a smart choice. Firstly, figure out if a graduate degree is essential for your career. If it isn’t a must-have for your …

A Home Equity Line of Credit (HELOC) is a flexible financial option that allows homeowners to borrow against the equity they’ve built up in their homes. It works similarly to a second mortgage, with the original mortgage taking priority. If you’ve ever wondered about the differences between a HELOC and a home equity loan, here’s …

Are you surprised by the state of consumer loans in the UK? Check out how quickly UK residents are taking on debt with our real-time debt tracker.