credit-and-loans

Credit card debt can really weigh you down financially. Those high interest rates and minimum payments can make it tough to imagine a future without debt. However, by following some smart strategies and planning ahead, you can work towards getting rid of your credit card debt in a year. Even with just a few months …

Choosing the right rewards credit card can feel daunting with so many options available, each offering different reward rates and redemption rules. Missing out on the best card for your needs might mean losing potential benefits. Here’s a rundown of the top 10 rewards cards: 1. **Chase Sapphire Preferred Card**: Great for those who spend …

Recent trends in the lending market show a drop in secured loan approvals by traditional banks, leading more people to turn to independent lenders for financing. The Bank of England has noted a decline in these approvals from June 2014 to September, reaching the lowest level in two years and highlighting opportunities for independent lenders …

Managing your own finances for the first time in college can feel pretty overwhelming. This is likely your first experience with budgeting and possibly taking on debt, like student loans. Paying off these loans early can help reduce your debt in the long run. Using online banking can streamline all your financial activities in one …

There are many rewards credit cards out there, each one having its unique rewards rate, type, and rules for earning or redeeming points. Picking the right card is important because you could miss out on benefits or extra cash otherwise. Here are our top 10 rewards cards: 1. **Chase Sapphire Preferred Card** The Chase Sapphire …

From the time I was just three years old, I knew exactly what I wanted to do in life and how to get there, including choosing the right academic path. I was lucky enough to get high scores on my college entrance exams, which meant I could have attended state colleges for free. However, their …

Choosing the best rewards credit card can be tricky with all the options out there, different ways to earn points, and the variety of rewards offered. If you don’t choose wisely, you might miss out on benefits or extra cash. Here’s a look at our top 10 picks for rewards credit cards. **Chase Sapphire Preferred …

Credit cards can be really handy for building up your credit score, but it’s important to keep in mind the potential costs, like various fees that come with certain cards. A credit card payoff calculator can help you get a clearer understanding of these expenses. Using credit cards wisely can enhance your credit history, increase …

The Platinum Card® from American Express is designed for those who enjoy luxury and great travel perks. With a $450 annual fee, it offers a range of benefits. There’s no annual percentage rate (APR) since you need to pay off the total balance each month. You earn at least one point per dollar on every …

Picking the best rewards credit card can be tough because there are so many options, each with unique earning rates, reward types, and conditions for earning or using those rewards. To really benefit from your credit card, it’s important to go for a high-performing rewards card; otherwise, you might miss out on big benefits or …