personal-finance

A survey from February 2022 on Teens and Personal Finance showed that more than half of the teenagers felt unprepared for adult financial responsibilities. Additionally, 69% of them indicated that the rising costs of higher education heavily influenced their decision to pursue further studies or not. It was also found that over 41% of teens …

As the year wraps up, have you started thinking about your New Year’s resolutions? Like a lot of people, you might be aiming to eat healthier and save some money in the process. A great way to tackle both goals is by incorporating these five grocery resolutions into your life. Here are two to get …

As I near my eighth year of freelancing, I’m taking some time to think about all the ups and downs I’ve experienced—there have been incredible highs, tough challenges, and really valuable achievements. It’s great to earn extra money through freelancing, but it’s important to stay aware of how it affects your taxes. I’ve made my …

A survey on Teens and Personal Finance from February 2022 revealed that over half of the teenagers, about 54%, felt they weren’t ready to manage their finances as they approached adulthood. Additionally, 69% mentioned that the rising costs of higher education influenced their decision about attending college. Surprisingly, 41% of teenagers reported not receiving any …

Recent research suggests that if an average smoker quits at around 20 years old, they might easily become a millionaire by retirement. Paul Claireaux from the Investor’s Chronicle highlights that investing £7.60 per day (what you’d spend on a pack of cigarettes) into retirement funds from age 20 could grow to about £1 million by …

Getting married is a big deal and is usually celebrated with events like showers, rehearsals, the wedding, and the honeymoon. But in all the excitement, couples often forget one important thing: managing their finances together. If you put as much effort into planning your finances as you did your wedding, it would greatly benefit your …

Our world is a vibrant mix of cultures and experiences, and it would be a shame not to take the time to explore its incredible diversity. Taking a break from your daily routine and changing up your surroundings can truly refresh your outlook on life. However, seasoned travelers know that mishaps can happen during any …

The first time I saw the check engine light appear on my dashboard, I felt completely lost. It was my first solo visit to a garage since my divorce, and I was definitely out of my element. Previously, my ex-spouse took care of all the car maintenance, so it never caught my interest. That is, …

A Home Equity Line of Credit (HELOC) lets homeowners borrow money by using the equity in their home as collateral. It’s like a second mortgage because your main mortgage comes first. Are you trying to decide between getting a HELOC or a home equity loan? Home Equity Loans allow you to borrow a specific amount …

Credit card debt can be a huge headache, often leading to ongoing financial struggles. High interest rates and endless minimum payments can make you feel stuck when trying to pay off your debt. But with the right plan and some strategies, you can make significant progress in paying down your credit card debt within a …