personal-finance

A survey conducted in February 2022 about teens and personal finance showed a concerning trend: more than half (54%) of teens feel they aren’t ready for the financial demands of adult life. Additionally, 69% said that rising college costs have impacted their decision to attend higher education. Alarmingly, 41% of teens aren’t getting any financial …

Many people get excited about the deals during Black Friday, while others, like me, aren’t as thrilled about spending a lot on holiday gifts. I love the joy of giving, but with leftover bills and my husband’s student loans from grad school, I’m trying to avoid overspending. If you find yourself in the same boat, …

Making lasting memories during family vacations doesn’t have to break the bank. Planning a memorable getaway on a budget brings its own set of challenges, but it’s entirely possible to enjoy expansive travel without overspending. Here are some easy tips to help your family enjoy a wonderful trip while staying within your budget: **Plan Ahead** …

The saying that instant gratification takes too long might sound clever, but it really hits home in today’s fast-paced world. Everywhere you look, people seem to want everything right away. Our culture has shifted to expect instant results, and it shows in how we shop, eat, and live. Companies feed into this mindset by offering …

Do you set aside some money in a savings account every month? If so, have you thought about what you plan to do with it? You might feel like it’s not crucial to have a plan. After all, you’re saving money regularly and being smart with your finances. But just like any goal, your savings …

Throughout the year, we often depend on various people to help with our daily tasks. From mechanics to babysitters, teachers, hair stylists, mail carriers, and sanitation workers, these folks make our lives easier. But when the holiday season rolls around, finding the perfect gift for them can be tricky, especially if you don’t know them …

Every year, many of us strive to eat healthier and save money, but it can be quite a challenge to tackle both at once! Growing your own garden might be the perfect way to achieve these goals. Here are four reasons why having a garden can be a game-changer: 1. **Cutting Grocery Costs** Groceries take …

Recently, Congress approved a big boost in discretionary spending for 2018, adding $150 billion to the budget. As the US increases its defense spending, the average taxpayer feels more of the burden. This is worsened by tax cuts that are predicted to reduce government revenues noticeably. Despite these challenges, the strong appeal of the US …

Raising kids can be expensive, and according to The Brookings Institution, the cost of bringing up a child from birth to 17 is over $300,000. And that doesn’t even include higher education costs. Setting up a college fund for your kids is a smart move to help them succeed as adults. So, how do you …

For the last eight years, I’ve focused on exploring and writing about personal finance. In that time, I’ve often come across the idea that debt is just a normal, and even beneficial, part of life. However, I disagree with seeing debt as a standard part of living. While it’s common and generally accepted, it shouldn’t …