personal-finance

Many of us strive to regularly practice self-care, but it’s important to understand what self-care truly means for each of us. For some, it might mean taking a break and relaxing, while for others, it can involve deeper self-reflection. Whatever your idea of self-care is, you probably know it requires time and sometimes a bit …

In February 2022, a survey on Teens & Personal Finance revealed that more than half of the teens, about 54%, felt unprepared for the financial responsibilities they would face as adults. Moreover, 69% indicated that the increasing costs of higher education influenced their decision on whether to pursue a degree. The study also found that …

We’re always looking for ways to cut down on everyday costs, so why not consider saving on our utility bills too? It’s not easy to haggle over utility bills since there are often limited options for electricity, gas, and water providers, making it seem like a monopolized market where we’re stuck with the rates given. …

Saving money might seem tough, especially when funds are tight, but the long-term benefits are significant. Having a strong savings cushion can protect you from economic downturns or unexpected emergencies. Let’s go through some practical saving strategies to help you reach your financial goals. Why bother with a saving strategy? Here are a few reasons: …

After finishing college, I moved back to my hometown and joined my mom and grandma in organizing a garage sale. I had a lot of leftover college stuff that I didn’t want to bring to my new place, so I happily jumped on board. This was a great way to get rid of things I …

Back in 2010, my husband and I got married while dealing with a heavy debt of over $45,000. With average earnings and my husband making just above minimum wage, owning a home in an expensive real estate market felt impossible. Fast forward less than six years, and we now own a two-bedroom house worth over …

Secure Your Bags with LuggageHero! As families return from spring break, it’s time to start planning for summer getaways. Summer vacations are perfect for exploring, trying new things, and making lasting memories with your family. Since these vacations last longer than spring breaks, planning and budgeting ahead is key to a successful trip. Whether you’re …

I once read an article about a couple who managed to pay off their debt in just a year. They accomplished this by creating a second stream of income, bringing in an extra $1,000 each month, which was entirely used to pay down their debt. Their story seemed so straightforward that it made it all …

Raising children isn’t cheap, and recent data from The Brookings Institution indicates that the average cost of raising a child up to age 17 is over $300,000. This doesn’t even include the hefty expenses of higher education. To set your child up for success, it’s a good idea to start a college fund. But how …

With gyms being closed for quite a while, many of us found ourselves joking about how often we visited our fridges while working from home. But in all seriousness, taking care of our health and fitness should remain a top priority. Without good health, even basic tasks and hitting goals in different areas of life …