Empowering Your Life, Elevating Your Wealth
Non-profit financial organizations designed for your benefit Even though millions of Americans belong to credit unions, there’s still a lot of confusion about what they actually are. Quick Guide Credit unions are non-profit financial cooperatives that serve groups sharing a common bond, like employees of a certain company, members of an association, or residents of …
Credit card debt is a common challenge that can cause significant financial stress. The combination of high interest rates and minimum payments often makes it feel like getting out of debt is an uphill battle. However, with a well-thought-out plan and smart strategies, you can pay off your credit card debt in a year—or at …
As the coronavirus (COVID-19) continues to spread globally, there’s been a worrying increase in misinformation about the disease. Unfortunately, even a serious global pandemic hasn’t stopped people from spreading false rumors on social media and other online platforms. This article aims to dispel some of the most popular myths about COVID-19 and clarify the many …
We’ve all had moments where we pause and wonder, “How did I end up here? What went wrong? Why am I trying so hard but not getting anywhere? Is it me? Why does it feel like I’m cursed?” Whether it’s in your job, relationships, or health, sometimes we put in a lot of effort but …
Saving money can be tough, especially when money is tight, but the benefits are worth it in the long run. Having a good amount of savings can act as a safety net, helping you through tough times or unexpected emergencies. This article will go over different saving strategies to help you reach your financial goals. …
Facing a mountain of credit card debt is a common struggle that traps many people financially. It often feels like you’re stuck because of those steep interest rates and minimum payment requirements. But with some smart advice and a good game plan, you can slash your credit card debt within a year. Even though part …
How much do you usually spend on groceries each month? According to Value Penguin, the average American household spends about $500 monthly on food. However, that figure might seem a bit low to some families who spend over $700 on groceries each month. In our household, we typically spend about $350 monthly since we rarely …
Have you ever thought about how convenient online banking can be? I switched to an online bank a few years ago, and it’s been great ever since. Online banking isn’t just convenient—it’s often cheaper, too. Unlike traditional banks, many online banks don’t charge a lot of fees. Because they don’t have expenses like maintaining branches …
Comparing credit card rewards can be tricky since they vary widely in earning rates and redemption rules. Choosing the right card is key to gaining valuable perks and benefits. Here are our top ten recommendations for rewards credit cards. **Chase Sapphire Preferred Card** Perfect for those who frequently spend on travel and dining, this card …
